5 Ways to Fund Your Child’s College Education

College Students

Did you know that the cost of a 4 year degree program is around $20,000 dollars per year.

The cost of a college education is probably the most expensive item in bringing up children today. When you take into account tuition fees, exam fees, living expenses, accommodation, books and computers it’s not surprising that the average cost of college education is over $20,000 per year and that’s before the social side of college life.

Today we live in a world where only the best educated and most prepared can succeed. The Job market is probably the most crucial and competitive element of our society and having a college education and degree goes a long way towards succeeding in it.

When our children are ready to enter the world of work it will be even more difficult and a college education will be essential to succeed. Here are 5 ways to fund your child’s college education.

1. The usual method of parental funding of college education is out of current income, that is out of your weekly or monthly salary.

Whilst this is the most common method of funding college education it is one that only the very rich or highly paid can afford to do with ease. Even if there are 2 salaries most families find it difficult and will require sacrifices, even more so if you have more than 1 child. At best most parents can only afford to contribute part of the costs of college education out of current income. Additional sources of income will be required.

2. Your child can work his or her way through college.

Many students have to work whilst studying but many find the experience of juggling a job, lectures and a social life very difficult. Often the result is that students drop out of college education, fail their exams or don’t do as well as they could.

3. Your child may have the opportunity to take out student loans to fund their college education.

Today the vast majority of students are forced to take out student loans to fund all or part of their college education. Usually to subsidize parental contributions, student loans are the most common way of students funding their own college education. Many students however, leave college with substantial debt and even with interest rates at historically low levels today’s students can expect to have to pay substantial monthly repayments for many years.

4. Your child may obtain a scholarship or be entitled to grants from either federal or local funds towards the cost of their college education.

There are many sources of student scholarships or grants and with a bit of research most students today can find some grant funding. These sources however cannot be guaranteed for the future. Whilst scholarships and grants do not have to be repaid and as such are preferable to loans they are not guaranteed or predictable and therefore relying on them for our children is a risk.

5. Take out an education savings plan to fund college education.

An education savings plan is a regular saving plan into which you and your children can contribute. The plans are administered by colleges or state authorities and can be taken out for any child including a newborn babies. Because of the effects of long term compound interest the earlier you take out your plan the easier it will be and the lower your contributions will be. Because the funds are built up prior to going to college students do not have to rely on scholarships, grants or loans and they can concentrate on their studies.

There are a number of options to fund your child’s college education but the only way funds can be guaranteed is by you taking out an education savings plan. With the education savings plan you decide what you can invest and your child can also contribute to his or her college education. With luck scholarships and grants will still be available as will loans to top up if necessary. If your child does not go to college the fund can be cashed in.

Taking out an education savings plan early will give your child the real opportunity of a college education and the best prospects for a job when they leave college.

Educational Student Travel

Student Travel

Dependent on what you study, educational student travel can be an important and even necessary part of your education. Let’s take archaeology for example: A trip or two to Egypt during the study period would be necessary, especially if your specialty is Egyptian or antique archaeology.

For the teacher or school administrator considering adding living history to a tour, it is a great way to give the student an active learning experience. It is easy to include a living history destination with some advanced planning and a budget to visit the site. Following are some of my recommendations for some of the best living history programs in the East. This list is by no means definitive. Although I am certain there are some worthwhile sites I have left out, this will provide a basic overview of living history available in some of the major destinations I am most familiar with at this time.

Educational student travel, including field trips and student tours, is now more popular than ever. With this popularity has come a new ease. Indeed, educational student travel has never been do easy to arrange, whether you are intending to travel within the United States, or going further a field, there are plenty of places willing to accommodate a field trip or tour. Inside America, you can visit Washington or New York City, and outside of the States you can visit South Africa or Europe. Each of these educational student travel destinations is full of attractions. If you are going to go to a place that is famous like the Grand Canyon, be sure to get Grand Canyon backpacking trip reports so that you will know what to do and what to watch out for.

One of the most interesting educational student travel packages is a trip to the Grand Canyon in Arizona. There are plenty of things you can do there, as well as look at the sights, and you may also choose to go backpacking here, taking time to really see the sights. By using a laptop, it is possible to send other pupils Grand Canyon backpacking trip reports that will make you the envy of everyone. The ability to go backpacking along the mighty canyon, carved by the flow of water many thousands of years ago, is an experience not to be missed.

There are now a number of web sites on the internet devoted to helping people arrange educational student travel to the Grand Canyon, including advice on where to backpack, maps and even guided walks. Some of these web sites may be useful if you intend making Grand Canyon backpacking trip reports as part of your educational experience. If you do some research on the internet, you will be able to find people who have experienced backpacking in the Canyon, and find photographs of their experience, all useful when you are considering where to go for an educational student travel experience that you will never be able to forget; and why not go somewhere where the scenery is stunning as well.

Strategies to Be Successful in a Distance Learning Program

distance learning

There are many helpful strategies to be successful in a distance learning program. Anyone who wants to get a good education, whether it’s online or through a traditional campus-based university, will need to learn the tips and tricks in order to be successful in their academic program. Distance learning programs are unique, though, and they require a different learning style than what people would expect at the average college campus. So what are the strategies to be successful in a distance learning program?

Ask Questions – The only stupid questions are the ones you don’t ask, which may be especially true of a distance learning program in which more pressure is on the student to figure things out.

Join a Study Group – Just because you’re completing a distance learning program doesn’t mean you can’t surround yourself with peers who are studying the same thing. You can have study sessions every couple weeks or so to keep in touch. The school might provide access to information about specific groups.

Keep a Regular Study Schedule – By keeping a calendar with a schedule for your studies that includes important dates such as tests and assignments that are due, you will be less likely to let things slide. Your schedule should be posted somewhere you can’t miss it. You should set aside blocks of time just for study in a designated location with time for breaks.

Talk About School – Your studies will come to life more if you talk about them often to your loved ones. If everyone knows you’re going to school you’re less likely to fail, and you may also find people to proofread your work or to bounce ideas off of.

Set Goals – By making goals for success and breaking up your assignments and lessons into chunks you will be more likely to get everything done and feel good about the milestones along the way!

Understand Your Learning Style – Everyone has a different style of learning. By looking for real-life examples of what you’re learning about, putting things into practice and studying in the style that suits you best, you’ll be more likely to succeed.

As you progress, you will come up with more strategies to help you succeed during your distance learning program.

Best education choice

There are number of people who might not even understand that they can take advantage of legal counsel in order to find best education choice. This short article describes various ways that’ll allow you to look after potential options in education. Finding the right kinds of education institute or making the correct decision on pursuing the higher education or degree needs lots of hard work and good research. There are numerous options that you need to consider while choosing for a better education body but how you will assess which is better or which is not? In this article I am going to tell you some parameters through that you can make your search effortless and less time consuming.

Tips:

  1. Start by making a checklist like what attributes you are looking for in your desired educational institute or university. What course would you like to pursue, whether you are looking for degree or diploma programs?
  2. Once you are certain on these elements then you can easily cross check your desired attributes with universities academic offerings.

For better assistance narrow down your list on universities or college and drop and enquiry email to all their student counsellors. They will help you in deciding better as per your interest. Moreover through this you can easily make best education choice.